As a reminder, all Open Enrollment will begin April 1st and go through April 15th. Please contact Katherine Sierze, Employee Benefits Account Manager for more information.
Here’s what’s been changed for the 2020/2021 year:
Anthem Blue Cross (previously UnitedHealthcare) We have made the decision to move our medical coverage to Anthem Blue Cross effective May 1, 2020 with no cost share increase unless you are covering dependents. While the new Anthem PPO and HSA plan designs are comparable to our current plans you will see some minor benefit changes, so please review the attached Medical Plan Comparison. The full Benefit Summaries and Summary of Benefits and Coverage will be available for your review in Ease. With the change to a new carrier, please keep in mind that your Prescription Prior Authorizations will need to be resubmitted to Anthem Blue Cross for approval. You should plan on speaking to your prescribing physicians before the end of April to let them know you will have new medical coverage beginning May 1, 2020. Anthem will provide you with 2020 deductible credit. So, if you have already met, or made progress towards, your UHC annual deductible and want that to carryover to Anthem Blue Cross, I will need a copy of your last Explanation of Benefits (EOB) to submit to Anthem. Please send those to me via email.
Kaiser We will continue to offer the Kaiser LOW HMO with no benefit changes. The medical cost share for Employee Only coverage will remain the same and the dependent coverage cost share received a slight increase.
Ameritas Voluntary Dental The benefits for Plan 1 will remain the same. Remember, you should only be enrolled on Plan 1 if your dentist does NOT contract with Ameritas. To keep the increase in rates as minimal as possible, Plan 2 now has a $3,000 dental maximum (previously $5,000). Ameritas will continue to offer the FUSION benefit, which allows you reimbursement up to $100 for any covered eye care expense.
Superior Voluntary Vision – There are no rate or benefit changes.
MetLife Voluntary Life/AD&D – There are no rate or benefit changes.
ASi Flexible Spending Arrangement ASi will continue to administer our FSA Medical and Dependent Care plans. We will continue having the convenience of the Benny Cards available to those who enroll. The FSA Medical limit for 2020 has increased to $2,750. The Dependent Care limit for 2020 will remain the same at $5,000.
All of the benefits listed above will be available in Ease, our benefits enrollment system.
AFLAC Voluntary Accident and Critical Illness We will continue to have our AFLAC Open Enrollment separate until they are able to integrate with the Ease, our benefits enrollment system. There will be separate correspondence for these benefits soon.
