If you or your spouse are enrolled in one of our Medical plans and are turning 65 this plan year or are currently 65 or older, please review here.
This is also available in EaseCentral under Documents.
Thank you!
Do your clients need to register for our newest Development Academy courses?
Producers: Are you using LinkedIn? Click here to read up on how it could be beneficial to your business.
On July 1st, 2018, Senate Bill 189 (SB 189) will officially come into effect in its entirety. A small portion of SB 189 was effective 01/01/18 which allowed insurance carriers to backdate officer exclusion waivers if they met certain parameters. That backdate period has ended and the rest of the SB 189 language will come into effect on 07/01/18 for policies incepting or renewing on 07/01/18 and thereafter. SB 189 will not affect all policyholders on 07/01/18 like AB 2883 did on 01/01/17.
Click here to read a bulletin from the WCIRB in conjunction with the Department of Insurance which clearly lays out the upcoming changes for SB 189 on 07/01/18 along with frequently asked questions answered by the DOI. Below are highlights of some of the changes and guidelines:
Click here to read the complete legal text of SB-189. Please maintain this information for reference as we begin to work on 07/01/18 accounts that will be impacted by SB-189. Let Steve Gutilla Jr. know if you have any questions.
Producers: Are you using social media? If not, what are you waiting for? A great way to get started is to share content directly from the D&D pages on Facebook and Instagram.
Click here to read up on some of the benefits of using social media for your business.
Our Claims Department has received several D & D requests for the Insurance Company #800 in case their clients want to report claims directly to the carrier.
There are some 21st century benefits for clients if they do call in directly; especially after hours, weekends, holidays and emergencies.
Afterwards, the Insurance Carriers usually notify our Agency, so we can address accordingly from that point forward
The below list includes most of the common carrier #800’s (Or can be found on our www.DIBU.com website).
800 # Insurance Company Listings
Happy Valentine’s Day!!
We all know love can be lots of fun. But did you know it can also be great for your health? Read more here.
Our very own Tony Canizales is speaking at this week’s SprayFoam Convention & Expo in Mobile, Alabama. This is his second time speaking at the conference, and we are proud to have him represent D&D in the industry. Way to go, Tony!
Learn more here: http://www.sprayfoam.org/expo
Here are five key developments that employers offering employee benefit packages should monitor in the coming year.
Benefit packages for the multi-generational workforce
While the millennial generation has garnered much of the attention the past few years, Gen Z workers are coming quickly. Despite the labels, employees don’t think of themselves as generations. They’ll look for benefits that fit with different phases of life. Employers should consider tailoring benefit packages and providing varying communication mediums.
Evolving role of the U.S. health insurers
With a number of transactions set for this year (e.g. CVS-Aetna), the role of the health insurer is quickly moving from paying claims and supplying provider networks to providing and managing almost all patient care. Employers will need to understand how this shift might impact their employees.
Greater focus on financial wellness
The idea of financial wellness is not new, but we anticipate even greater emphasis on expanding the notion this year. The hot product for many millennials is student loan repayment. Other solutions such as voluntary insurance products and education will serve many generations. Employers should determine what their own population will desire.
Embracing data to enhance decision making
Companies know they need data to maximize their business and grow revenue. However, many don’t fully utilize data to better manage their benefit plans and engage their employees. As health care costs continue to outpace general inflation and wage growth, employers will need data to understand the health of their population and design programs to address gaps.
Pharmacy
While pharmacy claim trends are moderating relative to prior years, the concern remains continued growth in costs, due primarily to an increased number of specialty medications coming to market. The escalating opioid crisis is also of grave concern. Managing the pharmacy plan will require an aggressive approach and constant supervision.
Content thanks to Assurex Global.