Author: danddconnection

Special Events-Modesto Marketing

June 15, 2019

USLI has a large appetite scope, are very competitively priced, and have broad policy forms available. The best part- they are fast and have a simple quoting process.

·         Quick turnaround time- Typically have quote within a 3 hour time frame.

·         Blanket A/I free of charge

·         Minimum premiums start at $195, GL & Liquor Liability $250.

·         West coast time Zone

USLI will take applications by email or phone:

Email submissions to tdoan@usli.com and cc  klollar@usli.com

If you have any issues you can contact anyone on the USLI team at 888-568-2707.  If you don’t receive a quote within a 24 hour period, feel free to call them and check on the status as it should have already been emailed to you.

This process will begin effective 7/2.  Any Special Event quotes needed prior can be sent to your agent’s current marketing person.

Sales — if a Special Event quote is needed, please defer to your CSR for quotes.

Click here for the application and click here for the Underwriting Guide.

Congratulations, Helen!

June 15, 2019

Helen Sunahara joined D&D in 1989, and was instrumental to our Accounting Department  as we grew into additional communities in California. After 30 years of devoted service, Helen retired on Friday, June 14, 2019.   

D&D hosted a retirement luncheon in the main kitchen this past week. Thank you to everyone who helped celebrate Helen!

Upcoming Development Academy Trainings: Managing and Maintaining a Bilingual Workforce

June 12, 2019

A valuable training to share with your applicable clients.

In today’s world the need for Spanish training in the construction, hospitality, agriculture and various other industries is increasing daily. If your group does not understand what you are saying, how can your training be effective? How can you insure compliance or completion? Our instructors will break down each major safety subject and provide instruction on how to deliver your message effectively. Come join us as we explore the challenges of getting your message across without having to master the Spanish language. 

Date
July 17, 2019
Click HERE to register

Location:
Pardini’s Catering & Banquet
2257 W. Shaw Ave
Fresno, CA 93711

Instructor:
Tony Canizalez

SIGN UP TODAY! 

Registration is FREE. Space is limited.

TO REGISTER, CONTACT:
Michelle Hernandez, Loss Control Coordinator
559.437.6812 or michelle.hernandez@dibu.com

D&D Coverage Alert #2

June 10, 2019

When a Kid (aka: Employee) gets there hand caught in the cookie jar by their Parents (aka: Employer) this is defined as “Employee Theft”.  So if your employer has cash $$$ on hand or Business Property (i.e. Chocolate Chip Cookies) than make sure your Business Owners Policy or Commercial Policy has Employee Theft (aka: Crime Coverage). Employees taking cash or business personal property are typically excluded, even under broadening endorsements.

When the Kids friend (aka: non-employee) steals cash from the employers Piggy Bank, This coverage is called “Money & Securities”. The piggy bank dollar $$$ amount limits can be set differently for both on or off premises. So depending on how much money is in the mud pen or how much money the piggy flies off site with, will determine the limit values. The same coverage principles can apply. Might be excluded, even under broadening endorsements.

D&D Coverage Alert #1

June 10, 2019

Like back in 1949 during the California Gold Rush, we are now seeing a 21st Century boom in the new residential building industry. So the Insurance companies are tightening the reins on the mules.

Please double check and review the definition of “Project” for your sub-contractor or general contractor liability policies. When it comes to residential construction defect claims, we are seeing policy language, including “Project” endorsements that limit or exclude coverage. We are finding a limit on the number of Homes within the overall housing development.  Not to be confused with the total homes worked on by the Insured.

The “Project” is the TOTAL number of homes within the development. This includes ALL Phases, present and future. So if the insured is only contracted to work on 50 homes, but the Project has a total development of 100 homes, this endorsement could exclude coverage.

The intent of the endorsement is to limit the construction defect exposure. The higher the number of homes within the Project will increase the potential for construction defect lawsuits. That is why they limit the number of homes on the endorsement.

So please remember to double check the insurance application questions, policy language and recognize any “Project” endorsements.

Monday Motivation: June 10, 2019

June 10, 2019

“Whenever the heat’s on, my whole life, I’ve just kind of learned to focus a little more.”

-Jordan Spieth

Fresno Office: Friday, June 7th

June 4, 2019

On Friday, June 7th  the East parking lot is going to be repaved so we need everyone to park West of the water fountain so that the bank employees will have a place to park.

Monday Motivation: June 3, 2019

June 3, 2019

“It doesn’t matter what your background is or where you come from, if you have dreams and goals, that’s all that matters.” 

-Serena Williams

Modesto Office: Salvation Army Kidz Day

May 28, 2019

D&D Modesto team members Matt Harbeck and Bob Taylor volunteered for this year’s Kidz Day on May 14th, selling a special edition of the Morris newspaper to support the Salvation Army’s Red Shield. Their corner raised $581.69, contributing to the overall $103,000 raised for the local cause.

According to the Salvation Army’s website, Red Shield offers “spiritual, educational and athletic programs” and is “a safe haven for these children in one of Modesto’s poorest neighborhoods.” To read more about this cause, click here.